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An annuity is a financial product offered by insurance companies that provides a series of regular payments to an individual in exchange for an initial lump-sum payment or a series of payments. It is often used as a tool for retirement planning, offering a guaranteed income stream that can last for a specific period or even for the rest of the individual's life.

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Athene Holding Ltd. is a leading provider of retirement savings products, including annuities, headquartered in Pembroke, Bermuda. Founded in 2009, Athene has become a prominent player in the insurance and financial services industry. The company focuses on offering fixed and fixed indexed annuities, helping individuals secure their financial future by providing guaranteed income options. Athene is known for its strong commitment to customer service and financial stability, making it a trusted choice for those planning for retirement. Please note that the company's details and offerings may have evolved since my last knowledge update in January 2022, so I recommend visiting their official website for the most current information.


Fidelity & Guaranty

Fidelity & Guaranty Life (F&G) is an insurance company that specializes in offering annuity and life insurance products. Headquartered in Des Moines, Iowa, Fidelity & Guaranty Life has a history dating back to 1959 and is known for its commitment to providing financial security and retirement solutions for individuals and families. They offer a variety of annuity products, including fixed indexed annuities and fixed-rate annuities, designed to help customers save for retirement and protect their financial future. Fidelity & Guaranty Life is a subsidiary of F&G Bermuda, which is owned by the holding company Fidelity National Financial, Inc.

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